رُشد شمارہ 3

ڈاکٹر حافظ محمد زبیر [1] غیر سودی بینکاری: ایک تجزیاتی مطالعہ Abstract This research paper examines the ideological contestation between opponents and proponents of Islamic Banking in Pakistan. Major part of the research is based on Sharīʿah and jurisprudential study of ‘modes of financing’ in Islamic Banks. It explores the agreements and similarities between conventional and Islamic Banking along with analysis of the fact that the existing system in Islamic Banks is based on illegal tricks and subterfuges while at the same time apparently there seems to be some fractional support to this system from Islamic Law as well. Nevertheless, the real Sharīʿah objectives for implementation of these laws have been severely trampled in practice. Therefore, whether there are interest-free banks or conventional interest banks, they all are in fact disassociated with trade or any kind of business and they primarily deal in money. This is the opinion of Ahl al-Ḥadīth and majority scholars of Ḥanafī school of thought in Pakistan, although foundation of such business institutions is the need of the Islamic society where genuinely on the basis of Sharīʿah principles, Musharakah and Muḍārabah could be undertaken. بینک اٹلی زبان کے لفظ"banko "سے ماخوذ ہے۔جس کا معنیٰ’ میز‘ ہے۔شروع شروع میں جب ا س ادارے

[1] اسسٹنٹ پروفیسر، ڈیپارٹمنٹ آف ہیومینیٹیز، کامساٹس انسٹی ٹیوٹ آف انفارمیشن ٹیکنالوجی، لاہور